Christmas shopping can be daunting as it could make you lose more money than you expect. It seems as though we keep making the same mistakes year after year. But you can make it better this year by avoiding the common mistakes you usually do.
Shopping too much
It may seem as though it is all right to shop till you drop during the holiday season but this could make you lose much money before you even know it. The next thing you notice is your pockets have been pulled inside out. Prioritizing what you need to buy is important. If you are out there shopping for personalised Christmas cards, consider only a few dear people and not the entire neighborhood. As for gifts, sometimes, we think we need to be nice to people by giving gifts but this gets in the way of cost-effectiveness. Skipping some people will not make you a terrible person.
No budget or not following a budget
Making a Christmas shopping list is basic but when you have an allotted budget for shopping, you might be torn between adjusting the budget and adjusting the shopping list. This makes the task harder. If you stretch the list too much, you may find that your budget is extremely lacking. You either don’t want to be too stingy or too lavish this Christmas. This is why you really have to plan your budget right. Don’t go way too much or your finances will suffer after the holidays. Plan your budget for Christmas long before thanksgiving. That way, you can assign a good amount of money for everything.
Relying on credit cards
These pieces of plastic cards are way too reliable. You just swipe one and your shopping bill is paid, or so you think. Staying away from credit cards can give you a better time next year, at least financially speaking. Too much balance on your credit cards could really be a burden, and that’s not too good. As earlier said, plan your Christmas shopping budget wisely so you don’t have to rely on your credit cards too much.
Acting like Santa Claus
Are you always compelled to buy presents for everyone? That could change from this time on. No one is obliging you to put chocolate bars on every stocking or give tees to all your cousins. Give them something cheaper this time if you’re hesitant to lose the Santa Claus outfit altogether. A better idea is have a raffle for a few gifts to make it a little more fun. Save cheap freebies for those who will not receive anything.
Shopping a week before Christmas
This is the worst thing to do. While some grocery items like meat and vegetables should be bought shortly before you use them, you cannot shop for everything during that busy Christmas week. There are goods that you can buy a month before or two weeks before. That way, you don’t have to contend with the heavy traffic and the crowded grocery stores. You should also consider checking out gifts online to save you from having to jostle through the crowd at malls and shopping venues to buy gift items. The reason many people suffer from the holiday stress is because they do last minute Christmas shopping.
You need help from your sister or brother or anyone in the family. You can’t do it all alone, and even if you can, it would still be helpful to have somebody to help you carry some of the stuff. Shopping alone is no fun.
Preoccupation with shopping
Many of us no longer remember why we celebrate Christmas. It’s about remembering that a holy child was born, named Jesus. Christmas isn’t all about shopping and partying and caroling. It’s about sharing the goodness and love that Jesus gave the world. It’s about imparting that spirit of generosity and kindness to our kids, family, friends, and colleagues.